HIMP day 2

I think yesterday was designed to ease us in gently (or should that be "lull us into a false sense of competence"?) because they've upped the pace a lot today.  I'm very comfortable with the maths part, but all the accounting terminology just has me reaching for the dictionary!  There's another half day to go, so I hope I manage to keep my head above water...

It's a beautiful view outside the hotel - I've tried to take a photo from my balcony but I can't do it justice:

Imagine tranquil mists over still water...